-0.08 percentage points weekly
SOURCES · DATES · CONTEXT
The market changes.
Decide with context.
Rates, local data and rules that may affect your next move. Each topic includes its date, status and source.
Each report keeps its real publication and verification dates. Older references are labeled historical. Confirm the details of your transaction with the appropriate professional.
Mortgage rates, with context.
Compare the actual weekly releases. A mortgage benchmark and the Federal Reserve rate are different measures.
Historical reference. A new release has not been verified.
-0.03 percentage points weekly
PMMS · Oct 22, 2026 · Prior release: Oct 15, 2026
Checked: Oct 26, 2026, 1:17 PM · Miami. National weekly averages; not APR or a personal offer. Compare lender quotes including fees, points, insurance and taxes.
Freddie Mac · PMMS · Freddie Mac · archivo histórico CSV
Compare two scenarios
Initial example: $400,000 loan over 30 years; 6.27% (same week of 2025) versus 7.40%. You can change the assumptions.
- Scenario A / month
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- Scenario B / month
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- Difference B − A / month
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Fixed amortization. Excludes taxes, insurance, HOA, PMI/MIP, points and closing costs. Does not estimate APR or guarantee financing or refinancing. Values are calculated in your browser.
Estimate the full monthly cost →The local market, by segment.
Report dates and market periods may differ. County medians are not an appraisal of your property.
Houses and condos: two different contexts
September 2026: single-family median $692,000 (+4.06% yearly); condo median $417,090 (−0.69%). Supply was 5.1 and 12.3 months respectively. Compare properties within your neighborhood, type and condition; these medians are not individual valuations.
Miami-Dade · casas / single-family · condos · 2026-09
Source published: Oct 16, 2026
Checked: Oct 18, 2026, 3:30 AM · Miami
Offices: September asking rents
The report records average office asking rent of $61 per square foot in the Miami market area in September 2026 (+8.5% annually). This is not a current quote or signed lease rate. Confirm billing period, expenses and terms for each space.
Miami market area · offices · 2026-09
Source published: Oct 19, 2026
Checked: Oct 20, 2026, 1:18 PM · Miami
MIAMI REALTORS® + RWorld · informe Q3 2026, página 3 · Yardi Matrix / Cushman & Wakefield · MIAMI REALTORS® + RWorld · publicación 19 octubre 2026
Multifamily rents: September 2026
MIAMI REALTORS + RWorld reports 2.0% annual growth in multifamily asking rents in the Miami market area in September, using Yardi Matrix data. These are not signed leases or all Miami-Dade rentals. Confirm each home's total cost.
Miami market area · multifamily · 2026-09
Source published: Oct 19, 2026
Checked: Oct 20, 2026, 1:18 PM · Miami
MIAMI REALTORS® + RWorld · informe Q3 2026, página 3 · Yardi Matrix / Cushman & Wakefield · MIAMI REALTORS® + RWorld · publicación 19 octubre 2026
Retail: third-quarter vacancy
The report records 3.0% shopping-center vacancy in the Miami market area in Q3 2026, using Cushman & Wakefield data. This is not current availability across all retail properties. Confirm location, permitted use and terms.
Miami market area · retail shopping centers · 2026-Q3
Source published: Oct 19, 2026
Checked: Oct 20, 2026, 1:18 PM · Miami
MIAMI REALTORS® + RWorld · informe Q3 2026, página 3 · Yardi Matrix / Cushman & Wakefield · MIAMI REALTORS® + RWorld · publicación 19 octubre 2026
South Florida luxury: thresholds through September
In the first nine months of 2026, South Florida’s single-family luxury threshold (top 5%) was $3.2 million and the ultra-luxury threshold (top 1%) was $10.3 million; for condominiums, the thresholds were $2.2 million and $5.6 million. These are regional MLS sales thresholds, not typical prices, current quotes or individual valuations.
South Florida · single-family and condominium luxury sales thresholds (top 5% / top 1%) · 2026 Q1-Q3 (through September 2026)
Source published: Oct 23, 2026
Checked: Oct 27, 2026, 1:22 PM · Miami
MIAMI REALTORS® + RWorld · publicación 23 octubre 2026 · MIAMI REALTORS® + RWorld · South Florida Luxury Market Report 2026 Q3
Rules, dates and practical next steps.
General guidance from primary sources. Proposals are labeled separately from rules in effect. Complex interpretations wait for review.
Flooding: disclosures before signing
Residential leases of one year or longer require a separate flood disclosure before or when signing. Residential sales also require disclosure before or when the contract is signed. Review the disclosed history and discuss coverage with your insurer.
Florida · residencial / residential
Source published: Jun 20, 2025
Effective: Oct 1, 2025
Checked: Oct 18, 2026, 3:30 AM · Miami
Florida Statutes · 83.512 · Florida Statutes · 689.302 · SB 948 · 2025-166
Commercial rentals: tax periods and exceptions
Florida removed state sales tax and discretionary surtax on rentals covered by FS 212.031 for periods beginning October 1, 2025. This does not remove every rental tax: exceptions remain for transient accommodation and certain vehicle, boat and aircraft spaces. Confirm the classification and rental period with your tax adviser.
Florida · rentas comerciales / commercial rentals
Source published: Jul 24, 2025
Effective: Oct 1, 2025
Checked: Oct 18, 2026, 3:30 AM · Miami
Resale condos: documents and deadlines
Review association documents, the budget and applicable structural reports. FS 718.503 provides seven days to cancel, excluding Saturdays, Sundays and legal holidays, subject to signing and document-delivery conditions; the right ends at closing. Confirm your contract's deadline. Do not extend this rule to developer sales.
Florida · condominios de reventa / resale condos
Source published: Jun 23, 2025
Effective: Jul 1, 2025
Checked: Oct 18, 2026, 3:30 AM · Miami
Residential rentals: fraudulent entry
Effective October 1, 2026, Florida criminalizes taking possession of a rental dwelling through a written material identity falsehood, forged documents, or impersonation. The law also adds that conduct as noncurable noncompliance under FS 83.56 and provides for a seven-day notice. Confirm the facts, notice, and procedure with legal counsel; this guide does not replace the applicable legal process.
Florida · alquiler residencial / residential rentals
Source published: Jun 12, 2026
Effective: Oct 1, 2026
Checked: Oct 26, 2026, 1:16 PM · Miami
Laws of Florida · Chapter 2026-143 · Florida Statutes · 817.537 · Florida Statutes · 83.56 · Florida Senate · CS/HB 1293
Turn the information into useful questions.
If you are buying
What is the full payment? Does the building meet lender requirements? Which documents are still needed before signing?
If you are selling
Are the comparable sales truly similar? Are disclosures, reports and association documents ready?
If you invest or rent
Have identity, permitted uses, restrictions, insurance and contract terms been verified?