RESPONSIBLE SITE USE
Terms and legal notices
Updated October 15, 2026 · Version 2026-10-15.2.
Professional identity: Jorge Bolanos Cabrera · Florida Real Estate Sales Associate · SL3655396 · LA ROSA REALTY LLC. The site's public brand is Jorge Bolaños.
1. Real estate information
This site presents real estate services and general guidance, not a live MLS inventory. Lifestyle photographs do not advertise specific available properties. Preloaded figures and scenarios are examples; professional identity and contact details are not fictional. A property's availability, price, features, costs and financing must be confirmed using current information and property-specific documents before a decision.
Area descriptions do not guarantee safety, school quality, permitted use, availability or returns. Verify relevant details with official sources. A market report or comparative market analysis is not a certified appraisal.
2. Calculators and estimates
The calculators are educational and depend on the figures entered. They support a cash purchase, a fully amortizing fixed-rate loan, or a manually entered monthly loan payment. No result is an APR, quote, Loan Estimate, preapproval, or financing commitment. The amortization period may differ from a commercial loan’s maturity. Balloon balances, refinancing, future rate resets and contractual rent increases are not calculated.
Preloaded figures are examples, not current market data. Choosing a home, multifamily, apartment building, commercial or mixed-use property does not change financial assumptions or determine eligibility. Rent can be entered as a property total or a per-unit average; prices and expenses always apply to the whole property. The monthly/annual selector converts only the indicated operating expenses and capital reserve.
An optional cost left blank or at 0 is counted as $0 and identified in the result. This does not establish that the cost does not exist, is exempt or that the total includes all actual costs. Closing, maintenance, utilities, special assessments, lender fees, taxes, insurance, HOA, PMI/MIP or other costs may be missing. When entering a loan payment manually, exclude escrowed property taxes and property insurance and enter them separately to avoid double counting.
The investment analysis does not guarantee rent, occupancy, appreciation, cash flow, cap rate, or return. NOI excludes debt service, capital reserve, and income taxes; cash flow subtracts the entered debt service and capital reserve. Before making a decision, verify the results with the applicable lender, insurer, association, taxing authority, and financial, tax, legal, or accounting professionals.
The illustrative DSCR divides annual NOI by annual debt service, including entered mortgage insurance. It is not an approval criterion; a lender may calculate it differently. No DSCR is displayed without debt service; no cash-on-cash is displayed without initial cash invested. Results can be negative. Income taxes, appreciation and selling costs are not modeled.
3. Brokerage relationship
Browsing this site or using a calculator does not sign an exclusive agreement or replace brokerage disclosures. Florida presumes transaction brokerage unless a single agent or no brokerage relationship is established in writing under section 475.278. Applicable duties depend on the relationship and facts; this notice does not remove those duties or replace required documents. Confirm the scope of service with Jorge and LA ROSA REALTY LLC before proceeding.
An appointment request requires personal confirmation. The tools do not approve loans, rental applications or transactions. Brokerage commissions and fees are negotiable, are not set by law and must be agreed with the brokerage; this site does not establish a fee.
4. Fair housing
Equal Housing Opportunity. Services are offered without unlawful discrimination based on race, color, religion, sex, national origin, familial status, disability or other characteristics protected by applicable law. The tools do not select clients or determine eligibility. You may request reasonable accommodations or accessible assistance; you do not need to disclose a medical diagnosis on this site.
5. Intellectual property
© 2026 Jorge Bolaños, for the materials and rights he owns. Third-party materials and marks belong to their respective owners. You may view and save information for personal use; other uses remain subject to necessary permissions and applicable legal exceptions. A copyright notice does not register a trademark or establish exclusive rights in a name, domain or third-party material. To report potentially unauthorized use, identify the material and the right you believe is affected.
Photo and video credits
Additional photos resized and compressed to WebP under the same Pexels license; reviewed October 15, 2026.
- Anatolii Grytsenko / Pexels: Miami Beach.
- Anna Shakhrai / Pexels: Miami waterfront park.
The home-page bay photograph and video are derived from Panorama View of the City Buildings by the Bay — TripAway 2Day / Pexels. Used under the Pexels License, which allows commercial use and modification subject to its restrictions; checked October 15, 2026. The video was shortened to 12 seconds, resized and published without audio. The still image is a frame from the same footage, resized and compressed.
This is illustrative location footage recorded previously, not a live feed, an available listing or an endorsement by the creator, Pexels or the owners of the buildings shown. The Pexels license does not grant rights over third-party trademarks. Site and brokerage logos remain the property of their respective owners. To report a potential rights issue, contact jorgebolanosrealtor@gmail.com.
Map icons and Leaflet are distributed with their BSD 2-Clause license. Original personal and brokerage logos were supplied for this project; this notice does not independently establish ownership or trademark authorization.
6. Professional marks
LA ROSA REALTY LLC and other third-party marks belong to their respective owners. Jorge Bolanos Cabrera holds professional license SL3655396. REALTOR® is a registered collective membership mark identifying a real estate professional who is a member of the National Association of REALTORS® and subscribes to its Code of Ethics. Use of names or marks on this site does not grant a license to them.
7. External links and communications
The site links to WhatsApp, Instagram, email, and phone services. Those services are independent and may have their own terms, privacy practices, and availability. Continuous operation of third-party services is not guaranteed.
8. Permitted use and security
You must not interfere with the site, introduce malicious code, access systems without authorization, abusively scrape data, or use the content to deceive others or impersonate Jorge Bolaños or LA ROSA REALTY LLC.
Fraud prevention: this site does not collect deposits or process payments. Do not send funds based solely on instructions received by email, WhatsApp or links. Verify the recipient's identity and title or closing company's instructions by phone, using a number obtained from an independent, trusted source. Do not share passwords, verification codes, Social Security numbers or financial documents in these forms.
9. Reasonable limitation
The site may contain errors or experience interruptions. Report incorrect information and verify it before relying on it. Example disclaimers do not permit misleading advertising or excuse professional duties. Nothing here removes applicable duties of honesty, disclosure, care, confidentiality, privacy or accessibility, or limits rights or liabilities that cannot legally be limited. You are not required to waive claims or contact Jorge first to exercise a right or file a complaint with an authority.
Forms and acceptance
Each form has two separate, unchecked choices: Terms and conditions, and Privacy policy. Submitting records their versions, wording, server timestamp, page and method; contact forms also store the name and contact method you provide. See the Privacy policy. This is not a brokerage exclusivity agreement, a verified electronic signature, a waiver of rights or consent to automated marketing. Cookie measurement is optional and separate; refusing it does not prevent contact.
Prepare and review the message before opening WhatsApp. A saved acceptance does not prove that a WhatsApp message was sent, a call completed or an appointment confirmed. You can request a copy of the acceptance record by its reference. Cookie policy.
10. Contact and updates
For questions, reuse permissions, or technical reports concerning Jorge Bolanos Cabrera, SL3655396, LA ROSA REALTY LLC, email jorgebolanosrealtor@gmail.com or call (786) 779-4754. These terms may be updated; the current version will be the one published on this page.
SL3655396 identifies the professional license, not an MLS listing number. This site is not approved or certified by DBPR or FREC. The Spanish and English versions aim to convey the same information; ask for clarification if you notice a difference before acting.